Life Insurance Needs Calculator Insurance Needs Existing life insurance coverage ?How much life insurance you currently have $ Yearly inflation rate ?The average inflation rate for the dollar expected % Assets & Investments Yearly spousal income ?Your spouse’s expected yearly income $ Years of work left at spousal income rate ?The expected number of years your spouse will continue working Value of investments ?Current value of any investments that will provide a rate of return $ Yearly contributions to investments ?Yearly contributions you expect to make towards your investments within years of work left $ Annual rate of return ?Expected rate of return for your investments % Other annual income ?Any other income you expect on a yearly basis $ Liabilities & Expenses Monthly expenses ?Current monthly expenses $ Years of expenses ?Years on expenses you expect your spouse to pay. Usually this will be based on their expected lifetime from the current year Education funds ?Education funds you wish to provide for any children $ Total liabilities ?Total debt you may currently have that the spouse would be responsible for $ Death expenses ?Expenses related to your death, like funeral and burial costs $ Results
